4 things to consider when comparing Medicare plans

JUST US INSURANCE – MEDICARE TIP OF THE DAY – Murrieta, Temecula , Hemet

4 things to consider when comparing Medicare plans

    1. Total cost for care. It’s important to think about your total out-of-pocket costs, including deductibles, copayments, coinsurance, maximums, and drug costs, that you’ll pay with a Medicare health or drug plan.
    2. Provider choice. Some plan types have a network of providers you’ll have to use if you want to pay less If you have a particular doctor or pharmacy that you prefer to go to, see if that plan has a network. If it does, check that your provider is in the plan’s network.
    3. Benefits. Many Medicare Advantage Plans include prescription drug, vision, hearing, and dental coverage. Maybe you travel a lot, or spend part of the year in a different state. If you do, see if your plan will cover you when you travel.
    4. “Overall Star Rating.” Medicare Plan Finder features a star rating system for Medicare health and drug plans.   (once a year) to switch from your current Medicare plan to a Medicare plan with the 5-star rating.

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Jay and Heather Gray / Father Daughter Team / Murrieta, Temecula , Hemet

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