How to Try to Avoid the Donut Hole Did you or someone you know fall into the Medicare Part D “donut hole” this year? The donut hole, or Part D coverage gap, occurs when a person reaches a certain spending limit for their medications ($3,820 in 2019), and must pay more of the costs after crossing that threshold
1. Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location
Here are a few considerations! If you’ve been getting health-care insurance through an employer-sponsored plan, make sure you know your coverage options — and the cost — after you leave full-time work. Part-time work can affect your Social Security benefits if you start claiming them, depending on your age. You should evaluate the potential tax
It can. If you are what Social Security considers a “higher-income beneficiary,” you pay more for Medicare Part B, the health-insurance portion of Medicare. (Most enrollees don’t pay for Medicare Part A, which covers hospitalization.) Medicare premiums are based on your modified adjusted gross income, or MAGI. That’s your total adjusted gross income plus tax-exempt interest, as
3 Things Medicare May Pay For What is most surprising about Medicare in today’s world is that there are actually a number of underutilized benefits that come with this health insurance coverage. Senior care can be rather complex and include medications, procedures, hospital stays and therapies, just to name a few. Yet, many worry about
Health insurance is critical throughout your life, but it’s more important than ever to have good coverage as you age. Gaps in coverage can lead to lack of medical treatment, which could impact your long-term health and well-being. However, at age 65, Americans become eligible for Medicare, a federal health insurance program that is separated
If you are not automatically enrolled in Medicare at age 65, you should be aware there are certain deadlines you’ll have to meet in order to enroll without paying a penalty. Original Medicare has two main parts. Part A provides hospital coverage and is available to everyone even if you’re still employed or have
Medicare Advantage Plans have added some attractive perks to keep you in good health and save you time. These include services such as transportation to and from doctor appointments and even free gym memberships. The health care landscape is changing in the United States. Instead of the “anything from the neck down” Medicare plans of
Medicare Open Enrollment October 15th through December 7th The numbers are out and the 2019 Part B premium went from $134 per month to $135.50 starting January 2019. • New to Medicare? • Turning 65? • Are you retiring soon? • Are you moving soon? • Confused about your options? Heather and Justus
Preventive Services Now Provided by Medicare From time to time, Medicare revises the list of services that they provide. Here is a current list. 1- Abdominal aortic aneurysm screening 2- Bone mass measurement 3- Cardiovascular screening 4- Colo-rectal cancer test 5- Fecal occult blood test 6- Colonoscopy 7- Barium enema 8- Diabetes tests & training
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