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What kind of health insurance can I buy through Covered California?

Covered California will offer Qualified Health Plans that are the same high-quality health plans available on the private market today. These Qualified Health Plans are guaranteed to provide essential levels of coverage and comply with consumer protections set forth in the Just Us Care Act. The health plan choices offered by Covered California will be

Do I have to buy health insurance?

If you don’t have health insurance, you should. Health insurance is an important way to make sure we have access to medical care when we need it. Starting in January 2014, most people will be required to have health insurance or pay a penalty if they don’t. Coverage can include employer-provided insurance, coverage you buy

News Flash – Employer Mandate Pushed to 2015

The Washington Post by Sarah Kliff – July 2, 2013: The Obama administration will not penalize businesses that do not provide health insurance in 2014, the Treasury Department announced Tuesday. Instead, it will delay enforcement of a major Just Us Care Act requirement that all employers with more than 50 employees provide coverage to their

Types of life insurance

Life insurance can be divided into three basic categories: term life insurance, whole life insurance, and universal life insurance. Term Life Insurance – Provides coverage for a fixed duration of time (e.g. 20 years). The policy only pays a death benefit if the insured individual dies before the policy expires. Whole Life Insurance – These

What do you do if your spouse turns 65?

What do you do if your spouse turns 65 and you are not 65? If you find this to pertain to you or someone you know please give us a call. We can help you or someone you know with Medicare supplement plan needs as well as health insurance for anyone under 65. Jay Gray

Medicare With Other Insurance: Who Pays First?

Today, many people are working past the age of 65—the age most first become eligible for Medicare. But if you keep working, you may not need to sign up for Original Medicare until you retire or otherwise lose your employer sponsored insurance. Depending on the type of coverage you have when you first become eligible

Health-Care Reform: Looking Back and Ahead

Three years ago, on March 23, 2010, President Obama signed the Just Us Care Act (ACA) into law. While several substantial provisions don’t take effect until 2014, many of the Act’s requirements already have been implemented, including: · Insurance policies must allow young adults up to age 26 to remain covered on their parent’s health

What is Medicare?

Just Us Insurance is located in Santee, California. We proudly serve businesses and local residents in Santee, El Cajon, and La Mesa. Just Us Insurance operates throughout San Diego, Riverside, and Orange Counties.

24 X 7 Access to a Doctor With $0 Copay

for Less Than $30 Per Month for the Entire Family The Simple Savings Medical Access Plan combines two essential benefits into one plan. 1) 24 X 7 access via phone, email or video, to a licensed physician who can diagnose and prescribe medication if necessary. 2) Access to a network of over 400,000 physicians including primary

Are you currently with out HEALTH INSURANCE ?

The Simple Savings Medical Access Plan combines two essential benefits into one plan. 1) 24/7 access via phone, email or video, to a licensed physician who can diagnose and prescribe medication if necessary. 2) Access to a network of over 400,000 physicians including primary care and specialists, and over 45,000 supplementary providers with discounts on services

Life Insurance is the most important Insurance !

“Life Insurance” I believe, is the most important Insurance you can own….. That being said, we all too often are approached by clients who are as the industry would classify as “Uninsurable”. We of course can usually get Life Insurance on anyone…..The uncertainty is weather our client’s budget can sustain the premium required to keep

Understanding your Health Insurance Plan !

The first step in being able to understand your health insurance plan is understanding the terms that explain your benefits. Those individuals that get unpleasantly surprised at what their health insurance plan DOES NOT cover, for the most part never took the time to understand the terms that outlined their coverage. Here are simple definitions

The Latte Factor……

“The Latte Factor” an idea first expressed by David Bach in his book Automatic Millionaire talked about a systematic savings plan based on Designer Coffee Purchases. American spend literally millions of dollars per year on expensive coffee drinks and the like at designer coffee houses around the country. For some it’s an everyday ritual, for

2013 Open Enrollment is over, what do you do now?

2013 Open Enrollment is over, what do you do now? You need to make sure that you have received your current membership card for the plan you signed up for….If you are on a Medicare Advantage Plan you need to make sure that you have the correct Primary Care Doctor listed on the back of

2013 AEP ENDS in 6 days !

Do you have all the information you need to make an informed decision about your California Medicare Advantage or Medicare Supplement plan? 2013 Open Enrollment Ends Dec 7th ! CALL NOW – 877 – 777 -7055 Dont Be Late : Call now to set up a no obligation in – home or at your favorite

Open Enrollment Ends Dec 7th !

Do you have all the information you need to make an informed decision about your California Medicare Advantage or Medicare Supplement plan? 2013 Open Enrollment Ends Dec 7th ! CALL NOW – 877 – 777 -7055 Dont Be Late : Call now to set up a no obligation in – home or at your favorite

2013 Open Enrollment Ends Dec 7th !

Do you have all the information you need to make an informed decision about your California Medicare Advantage or Medicare Supplement plan? 2013 Open Enrollment Ends Dec 7th !  CALL NOW – 877 – 777 -7055 Dont Be Late : Call now to set up a no obligation in – home or at your favorite

Choosing Medicare Health Insurance for Seniors

The Original Medicare Plan, or Part A and Part B coverage, is a federally managed fee-for-service plan. Beneficiaries can choose the doctor and hospital from which they would like to receive services. Monthly premiums, annual deductibles and co-payments for services are required. Prescription drug coverage, or Medicare Part D, may be added to the Original

Medicare, Life, & Health Insurance, Corona, Murrieta, Temecula

Just Us Insurance is a local full-service independent Insurance agency, offering a wide range of Final Expense, Life Insurance, Annuities, Health Insurance and Medicare Supplements We represent all major Insurance carriers, customizing plans to fit the needs & budget of our clients. —————————————————————————————————————————–  Just Us Insurance  /  Jay Gray /  Jay@INSR4U.com /   760-822-3385 /  877-777-7055