2013 Open Enrollment is over, what do you do now? You need to make sure that you have received your current membership card for the plan you signed up for….If you are on a Medicare Advantage Plan you need to make sure that you have the correct Primary Care Doctor listed on the back of the card that you signed up with…If not, call the plan your signed up with or your agent to get it corrected.
The plan materials you should have received—depends on the kind of Medicare coverage you have for 2013.
Here are some of the most common types of plan information:
Original Medicare (Medicare Part A and Part B)
- Medicare & You – this is a publication from the Centers for Medicare & Medicaid Services (CMS). It’s a complete description of your coverage and benefits. You might already have gotten the 2013 version in the mail this Fall. You can also download it at Medicare.gov (see “Resources” section below).
- Medicare Summary Notice (MSN) – this is a statement of medical services you should get in the mail every three months if you have Original Medicare.
Medicare Advantage and/or Medicare Prescription Drug plan (Medicare Part C and/or Part D)
- Annual Notice of Changes (ANOC) mailing – this document explains year-over-year plan changes. For example, changes for 2013 vs. 2012. If you were a plan member in 2012, you may have seen your plan’s ANOC in October, either online or in a mailing. If you switched plans during OEP, you might have received your new plan’s ANOC with other plan materials or in a new member welcome kit.
- Evidence of Coverage – this is usually included in the ANOC and includes a full description of all benefits included in your plan for 2013.
- Formulary – A formulary is a list of the drugs your plan will cover if you have a standalone Part D plan or a Medicare Advantage plan with prescription drug coverage. It also gives you information about costs, drug tiers and any special requirements certain drugs might have.
Medicare Supplement Insurance
Since Medicare Supplement Insurance plans vary by state, and each plan is different, you should contact your plan directly with questions.
–This information was provided by Medicare Made Clear
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