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Life Insurance

How Simplified Issue Life Insurance Works

Of the 54% of Americans who have a life insurance policy, 40% of them wish they had gotten into the game at a younger age. Are you shopping for life insurance? If you’re one of the people who waited and now feel stuck, there are a lot of options out there. Simplified life insurance companies offer fast, easy,

Life Insurance – You Need A Policy for Life’s Many Changes

Life Insurance

A Policy for Life’s Many Changes Life brings changes — like new kids, a marriage, college, you are now self employed, you are now financially supporting aging parents, or you just got a promotion ! You need life insurance that keeps up with you. As one year ends and another begins, it’s a great time

HOW TO PREPARE FOR A LIFE INSURANCE EXAM

When you’re applying for an individual life insurance policy, you’ll usually need to complete a simple medical exam administered by a paramedical professional. Follow these steps to prepare for your exam so you can minimize your chances of inaccurate test results and set yourself up to receive a fair rate on your policy. When to

Life Insurance for your Children

One of the saddest things I see these days are family and friends doing a car wash to raise money for burial cost. I cannot image spending the day washing cars knowing that a friend or family member has passed and this is the only way they can be put to rest. But it is

Excuses Putting off Buying or Reviewing Life Insurance Policies. Part 1

“I Already have Life Insurance Coverage” If you already have life insurance coverage, it’s important to review your policy periodically to ensure it still meets your needs, and more importantly that you are not paying too much. Certain life events, such as getting married or having a child, should prompt a review of your current

Indexed annuities, now have your cake and eat it too!

An indexed annuity is simply a fixed annuity that credits INTEREST in a very unique way. It pays interest based on the performance of a stock market index, usually the Standard & Poor’s 500. Indexed annuities are not at all like mutual funds which actually purchase stocks on your behalf and subject your principal value to market

Life Insurance

Life insurance is one of those topics like religion and politics we are conditioned NOT to talk about. However, that being said life insurance is a necessary and invaluable tool in your financial portfolio, if used correctly. Regardless of what your financial planner/advisor tells you there are only two reasons for life insurance and they