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Does Medicare Pay for all Surgeries?

Does Medicare pay for all surgeries? Medicare only covers medically necessary surgical procedures. Medicare defines medically necessary services as “health care services or supplies that are needed to diagnose or treat an illness, injury, condition, disease, or its symptoms – and that meet accepted standards of medicine.” Medicare further defines medically necessary services as ones

How Simplified Issue Life Insurance Works

Of the 54% of Americans who have a life insurance policy, 40% of them wish they had gotten into the game at a younger age. Are you shopping for life insurance? If you’re one of the people who waited and now feel stuck, there are a lot of options out there. Simplified life insurance companies offer fast, easy,

Coronavirus and COVID-19 and Caregiving for the Elderly

            The Corona Virus and the Elderly When it comes to COVID-19, older people are especially vulnerable to severe illness. Research is showing that adults 60 and older, especially those with pre-existing medical conditions, such as heart disease, lung disease, diabetes or cancer are more likely to have severe, even

A Guide to the Different Types of Health Insurance Plans

From the years 2017 to 2018, the number of uninsured people increased by almost half a million. This comes out to 27.9 million  non elderly individuals who lack health insurance in this country. Frankly, that number is far too high. One health emergency, such as a broken arm or an unexpected surgery, could send people into

Your Guide to Medicare Supplement Plan Options in 2020

    About 15% of the US population is over the age of 65. If you’re in this percentage or joining them soon, you need to understand your options when it comes to Medicare. While most people will have everything they need covered by a typical Medicare plan, others will need additional coverage. Fortunately, there’s an easy

The Corona Virus and You/ What Now?/ How can we help?

                  The Corona Virus and You! What Now? EVERY DAY FOR WEEKS You cannot turn on the television or listen to the radio, or engage in a conversation that doesn’t revolve almost exclusively around the novel coronavirus (COVID-19).  It is a very unsettling feeling, and quite awe-inspiring

San Marcos Broker – Agents – Medicare Made Easy

Medicare Made Easy

Complimentary Medicare insurance consultations from Just Us Insurance for individuals who are new to Medicare or who are turning 65 years old. Have you recently turned 65? You only have a 7-month window available to sign up for Part B. This is called your “Initial Enrollment Period” (IEP). The timeframe to enroll for Part B

Coronavirus Health Advice – James Robb, MD FCAP

Corona - Virus

Coronavirus Health Advice – James Robb, MD FCAP 3-5-20 1. If you have a runny nose and sputum, you have a common cold 2. Coronavirus pneumonia is a dry cough with no runny nose. 3. This new virus is not heat-resistant and will be killed by a temperature of just 26/27 degrees. It hates the

Coronavirus (COVID-19) – What you need to know today!

Corona - Virus

Corona -Virus You’ve likely heard about the Coronavirus in the news. We know you may have questions about this, so we wanted to help answer them. First, know that the Centers for Disease Control and Prevention says that the risk in the U.S. is still low. While there’s no vaccine for the coronavirus (COVID-19), there

What is Type 2 Diabetes, and who can it affect ?

  What is Type 2 Diabetes  Type 2 diabetes can affect all people, regardless of age. Early symptoms of type 2 diabetes may be missed, so those affected may not even know they have the condition. An estimated one out of every three people within the early stages of type 2 diabetes are not aware

How to help employees manage “out-of-pocket” expenses!

Though you may have a health insurance policy in place for your employees to ensure that they stay protected against possible illnesses and injuries, employees still delay medical care even when they have health insurance. The reason? High out-of-pocket expenses! Reports suggest that as compared to 1959, the average American is paying six times more

Just Us Insurance Services in San Marcos, Ca. offers Medicare Home Appointments !

    Just Us Insurance Services offers Medicare Home Appointments ! We offer Medicare appointments in  San Diego County, Riverside County, San Bernardino County, and Orange County. Give us a call (877-777-7055) to discuss your individual needs and objectives, and if we cannot take care of you over the phone, or at our home / office,

Why Is Medicare Supplement Plan F being discontinued?

Why Is Medicare Supplement Plan F being discontinued? According to congress.gov, starting in 2020, Medicare Supplement plans that pay the Medicare Part B deductible will no longer be sold to those newly eligible. This change is part of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). If you already have Medicare Supplement Plan

Difference between Advantage Plans & Supplement Plans ?

One of the Biggest Mistakes Made by Many Medicare Beneficiaries! Not knowing the difference between Advantage Plans & Medigap –  Supplement Plans. Medicare Advantage Plans  are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans

5 great tips for handling your stress ! Brokers – Agents in San Marcos, California

  Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is

Medicare Insurance Broker – Agent – El Cajon, CA

​​Medicare Insurance Broker – Agent – El Cajon, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! ​Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services,

Medicare Insurance Broker – Agent – Ramona , CA

​​Medicare Insurance Broker – Agent – Ramona, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! ​Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services, We

Medicare Insurance Broker – Agent – Santee, CA

​​Medicare Insurance Broker – Agent – Santee, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! ​Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services, We

Medicare Insurance Broker – Agent – Vista, CA

​​Medicare Insurance Broker – Agent – Vista, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! ​Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services, We