For more information regarding the Medicare supplement choices open to people new to Medicare or who are turning 65, call Just Us Insurance.
Is your 65th birthday coming up?
- People have a seven month interval, called the “Initial Enrollment Period” to join Part B. To enroll for Part B, people have up to three months before or after their 65th birthday to finish Enrollment.. Should you wait until after your 65th birthday to enroll for Plan B, your coverage will be delayed by 1 month. An illustration of this would be if an person waited until their 65th birthday in January to enroll, their plan wouldn’t go into effect until April. You have to enroll for your own Part B plan in person at the Social Security Administration Office.
- In case you miss enrolling for the Medicare Part B Plan during the Initial Enrollment Period, you’ll be penalized 10% for every year that passes. You’ll pay an additional 10% of your Part B premium, for those who have waited a year after your 65th birthday to sign up. You are going to continue to pay this additional 10% for the remainder of your lifetime. For instance, in case your Part B premium is $100 a month, you’ll pay $110 each month.
- The 1st of January is when the Part B Enrollment Period starts and it ends on March 31st. You have to enroll in this time frame to make sure you’ve got coverage for that year.
- July 1st is when your Part B coverage will start, you won’t have any Part B coverage before the seven month window comes to a conclusion.
- You do not start paying for your Part B coverage until the first month it goes into effect.
- Should you choose to enroll when you’re allowed, your coverage begins on the month of your 65th birthday. Unless, in case your birthday is the 1st of the month, your coverage will start one month earlier..
- You should subscribe to a Medicare Advantage Plan or Medicare Prescription Drug Plan within three months of your Part B effective date.
- There’s a possibility you may be refused coverage should you not register for a Medicare Supplement Plan within half a year of starting your Part B coverage. In this period however, you’ll receive coverage as a “Guaranteed Issue”
Losing Present Coverage or Are You Retiring?
- Should you miss the accessible 63 day period to register for Part B, you’ll need to manage the deadlines and fees listed above.
- Sadly COBRA coverage isn’t regarded as credible.
- Coverage supplied by your company, from a severance package of similar conditions, is considered credible coverage and you won’t need to enroll for Part B. It’s a requirement that you simply register for Part B within 8 months from the date you cease working, regardless of your present coverage status.
- People are permitted to get double coverage and in these conditions Medicare is considered to be the “first payer” This may happen when someone already has Union insurance coverage or is covered by their VA benefits.
Are You Relocating to A Different State or Moving From A Different County? :
After you formally move in, you have 63 days to sign up for your Medicare Part B plan.. You can’t be refused coverage during this 63 day window as it’s thought of as a Guaranteed Issue interval. Once you have told the Social Security Administration about your move, the 63 days starts..
You must review your Medicare Choices Each Year..
- It is possible to get a totally free and private Medicare Assessment by contacting Just Us Insurance at 760-822-3385.
Find out more regarding these plans and coverage choices :
- Medicare Prescriptions Drug Plan
- Medicare Advantage Coverage
- Medicare Supplement Insurance
The Following Insurance Coverage Suppliers are Provided by Just Us Insurance:
* Humana
* Blue Shield
* SCAN
* United Health Care/AARP
* Health Net
* Aetna
* Anthem
* CareFirst
To learn more about the Medicare plan Choices offered for you, call Just Us Insurance.
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
