Learn whether you are eligible for Medicare, Call Just Us Insurance to find out more regarding the insurance choices open to you personally..
Are you about to turn 65 years old?
- You’ve got a window of seven months open to sign up for Part B. This is called your “Initial Enrollment Period” The time period to enroll for Part B is three months before or after your 65th birth month. Your plan’s effective date will be pushed back by one month in the event you choose to enroll after your 65th birthday. For instance, should you turn 65 years old in January, and also you wait until February to enroll for your own Part B plan, your coverage will start on April 1st.. People must visit the Social Security Administration Office in person to sign up for the Part B Plan.
- You will end up penalized 10% for every 12 months that passes in case you miss enrolling for the Part B Plan through the Initial Enrollment Period. After you’ve enrolled for Part B, you’ll pay an additional 10% of the existing premium for Part B coverage.. For example, if your premium on your Part B coverage is $100 each month, you’ll pay a total of $110 a month, every month.
- The 1st of January is when the Part B Enrollment Period starts and it ends on March 31st. You should enroll during this time frame to make sure you’ve got coverage for that year.
- If the Enrollment date is satisfied, your coverage will start on July 1st. Know however, that you’re not covered by Part B until the first of July.
- Your coverage starts on your Part B effective month, and you’ll not need to pay for your coverage until this date.
- In case your birthday is on the very first of the month, your coverage will start on the very first of the month before your birthday, otherwise your coverage will start on your 65th birth month.
- Medicare Advantage and Medicare Prescription Drug Plans have to be enrolled for within the very first three months of your Part B coverage.
- Within half a year of your Part B coverage effective date, you need to enroll to get a Medicare Supplement Plan, otherwise your program will go through medical underwriting and your medical coverage will never be regarded as a “Guaranteed Issue”
If You’re Retiring or are Going to Lose Present Coverage:
- The fees and deadlines will apply should you not register for Part B coverage inside the very first 63 days of losing your coverage..
- Coverage supplied by COBRA is just not adequate.
- Coverage supplied by your company, from a severance package of similar conditions, is considered credible coverage and you won’t need to enroll for Part B. It’s a requirement that you just subscribe to Part B within 8 months from the date you cease working, regardless of your present coverage status.
- Union coverage or coverage given by your VA benefits can offer you double medical coverage. In such conditions, Medicare is regarded as the “first payer”
Moving to a New County or State :
You need to enroll for the Medicare Part B plan within 63 days of formally moving. This time frame is recognized as a “Guaranteed Issue” interval this means that you can’t be refused coverage. Once you have told the Social Security Administration about your move, the 63 days starts..
You must review your Medicare Choices Yearly..
- Contact Just Us Insurance now at 760-822-3385 to get your private Medicare Assessment, cost-free..
Are you about to turn 65 years old?
- Medicare Prescriptions Drug Coverage
- Medicare Supplement Coverage
- Medicare Advantage Coverage
Just Us Insurance offers these Insurance Providers:
* AARP/United Health Care
* Anthem
* SCAN
* Blue Shield
* CareFirst
* Humana
* Aetna
* Health Net
Free consultation for people turning 65 years old. Call Just Us Insurance Now!
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
