“I Have Life Insurance Through My Work”……..
Some employers provide Life Insurance policies as part of their employee benefit package at no or little cost to the employee. This is a great benefit, if you have it however there are many things to consider if you have a Group Life Insurance Policy:
- You rarely “Own” your Group Policy…..In other words they are not portable so you can’t take it with you if you get laid off or leave the company.
- You can Lose your Life Insurance Policy for many reasons…..It can simply be phased out of your benefits package at the company’s discretion.
- Price is not fixed and normally rises every five years!
- Employer can alter or change and even cancel the policy as they see fit.
- Group Life Insurance Policies are based on the average age and health of the group as a whole…..So you could be paying the price for older and/or unhealthy co-workers!
- You are probably way, way underinsured with only a Group Life Insurance Policy……You should own 10 to 20 Times your gross annual income in Life Insurance Protection!
Compare your Group Rate against Private Industry rates…..We routinely beat Group Life Insurance Rates….Dare To Compare
Just Us Insurance
877-777-7055 / INSR4U.com
Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
