Excuses Putting OFF Buying Life Insurance Part 4

 “Why Should I Invest in a Personal Term Life Insurance Policy……Seems like a waste of money…..??
Bottom line is if you are the primary bread winner or the homemaker in your household……The loss of either could severely distress the financial security of your loved ones. It could severely affect:

Lifestyle that your family is accustom too
If the mortgage or rent payment could be paid
College Plans for Your Children or Grand Children
Consumer Debt or Car Loans currently owed
Weather the spouse will have to work or take on another job
Severely affect your share of household duties
Devastating to childcare that the homemaker provided
Devastate your Finances
Additional Expenditures for childcare, food preparation etc…..
The Mental Instability caused by the financial stress
A Personal Life Insurance Policy at its core is intended to Replace the Income of the Breadwinner if invested properly. Life Insurance cannot replace your family’s loss but it can replace the income and/or the household services that the family member provided.
At best Life Insurance paid to beneficiaries can be structured into a lifetime income. At the very least it can and should provide debt freedom to the loved ones left behind.

Just Us Insurance
877-777-7055 / INSR4U.com
Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
OceansideCarlsbadVistaSan MarcosEscondidoTemeculaMurrieta,
EncinitasSanteeEl CajonSan ClementeMission ViejoSan Diego, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.