Learn whether you are eligible for Medicare, Call Just Us Insurance to find out more concerning the insurance plans open for you..
Turning 65? Find out more about your Medicare alternatives.
- You have a seven month interval, called the “Initial Enrollment Period” to sign up for Part B. To make sure you’re registered in your Part B coverage, you need to enroll three months before or after your 65th birthday. Should you opt to join after your 65th birthday, your coverage will not go into effect until the subsequent month. For instance, in the event you turn 65 years old in January, and also you wait until February to enroll for the Part B plan, your coverage begins on April 1st.. To subscribe to your Part B plan, visit your local Social Security Administration Office.
- For every 12 months that passes, while you’re not enrolled for Plan B, you will be penalized up to 10%. Once you have enrolled for Part B, you’ll pay an additional 10% of the present premium for Part B coverage.. You are going to continue to pay this additional 10% for the remainder of your lifetime. For instance, in case your Part B premium is $100 a month, you’ll pay $110 each month.
- The 1st of January is when the Part B Enrollment Period starts and it ends on March 31st. You have to enroll in this time frame to make sure you’ve got coverage for that year.
- If the Enrollment date is fulfilled, your coverage begins on July 1st. Know however, that you’re not covered by Part B until the first of July.
- You do not start paying for your Part B coverage until the first month it goes into effect.
- In case your birthday is on the first of the month, your coverage will start on the very first of the month before your birthday, otherwise your coverage begins on your 65th birth month.
- Medicare Advantage and Medicare Prescription Drug Plans should be enrolled for within the initial three months of your Part B coverage.
- There’s a possibility you could be refused coverage in the event that you do not register for a Medicare Supplement Plan within half a year of starting your Part B coverage. During this period however, you’ll receive coverage as a “Guaranteed Issue”
In the event You Are Retiring or are Going to Lose Present Coverage:
- The fees and deadlines will apply should you not register for Part B coverage inside the very first 63 days of losing your coverage..
- Sadly COBRA coverage isn’t regarded as credible.
- Coverage supplied by your workplace, from a severance package of similar situation, is considered credible coverage and you won’t need to enroll for Part B. This is a requirement that you just subscribe to Part B within 8 months from the date you cease working, regardless of your present coverage status.
- Union coverage or coverage supplied by your VA benefits can supply you with double medical coverage. In such conditions, Medicare is regarded as the “first payer”
Are You Relocating to A Different State or Moving From A Different County?
After you finally move in, you have 63 days to register for your Medicare Part B plan.. This time frame is known as a “Guaranteed Issue” span and you can’t be refused coverage. After you’ve told the Social Security Administration about your move, the 63 days starts..
Medicare Choices and Coverage Options Ought To Be Reviewed Annually.
- Contact Just Us Insurance now at 760-822-3385 to get your private Medicare Assessment, totally free..
We are able to review your:
- Medicare Prescriptions Drug Coverage
- Medicare Supplement Coverage
- Medicare Advantage Coverage
Just Us Insurance Provides the Following:
*Humana
*Blue Shield
*SCAN
*United Health Care/AARP
*Health Net
*Aetna,*Anthem
*CareFirst
Free consultation for people turning 65 years old. Call Just Us Insurance Now!
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
