For Medicare plan option info for individuals turning 65, call Just Us Insurance.
Have your recently turned 65?
- You just have a 7 month time frame in which to subscribe to Part B. This is called your “Initial Enrollment Period” (IEP). The timeframe to enroll for Part B is 3 months before or after your 65th birth month. Should you wait until after your 65th birthday to register for Plan B, your coverage will be delayed by a month. For instance, in the event you turn 65 years old in January, and you wait until February to register for your own Part B plan, your coverage begins on April 1st.. People must go to their local Social Security Administration Office in person to enroll for the Part B Plan.
- You will be penalized 10% for every year that passes in case you miss enrolling for your Part B Plan through the Initial Enrollment Period. You’ll pay an added 10% of the Part B premium, if you have waited a year after your 65th birthday to register. For instance if the part B premium is $100/mo, you will pay $110/mo. You will have to pay this penalty for the rest of your life.
- In case you miss registering for Medicare Part B, you will only have the ability to sign up for the plan during the Part B Enrollment period, which is January 1st to March 31st of each year.
- Should you subscribe to Part B in this time, your effective date will be July 1st. This means you will not have any Part B coverage until July 1st.
- Your coverage starts on your Part B effective month, and you won’t have to pay for your coverage until this date.
- In case your birthday is on the first of the month, your coverage will begin on the very first of the month prior to your birthday, otherwise your coverage begins on your 65th birth month.
You have to sign up for a Medicare Advantage Plan or Medicare Prescription Drug Plan within three months of your Part B effective date. - There is a chance you may be refused coverage in the event that you do not sign up for a Medicare Supplement Plan within half a year of starting your Part B coverage. During this time frame however, you will receive coverage as a “Guaranteed Issue”
In the event You Are Retiring or are About to Lose Existing Coverage:
- The penalties and deadlines will apply if you do not register for Part B coverage within the very first 63 days of losing your coverage..
- Regrettably COBRA coverage is not regarded as credible.
- Coverage supplied by your workplace, from a severance package of similar conditions, is considered credible coverage and you will not have to register for Part B. It is a requirement that you just register for Part B within 8 months from the date you stop working, regardless of your present coverage status.
- Union insurance or coverage provided by your VA benefits can supply you with double medical coverage. In these conditions, Medicare is regarded as the “first payer”
Moving From A Different County or State?
You should enroll for your own Medicare Part B plan within 63 days of formally moving. You can’t be refused coverage during this 63 day window as it’s regarded as a Guaranteed Issue interval. The clock begins “ticking” after you inform the Social Security Administration of your move.
Medicare Alternatives and Coverage Plans Ought To Be Reviewed Each Year.
- You’ll be able to get a complimentary and private Medicare Assessment by calling Just Us Insurance at 760-822-3385.
We provide services and consultations for:
- Medicare Prescriptions Drug Coverage
- Medicare Supplement Coverage
- Medicare Advantage Coverage
Just Us Insurance offers these Insurance Providers:
* Humana
* Blue Shield
* SCAN
* United Health Care/AARP
* Health Net
* Aetna,*Anthem
* CareFirst
Receive Your Free Medicare Consultation, Call Just Us Insurance in the event you want to learn more about the coverage options that are available for you.
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
