Call Just Us Insurance for more information concerning the insurance choices offered to people turning 65..
Is your 65th birthday coming up?
- There is a window of seven months offered to enroll for Part B. This is called your “Initial Enrollment Period” To be sure you’re registered in your Part B coverage, you need to enroll three months before or after your 65th birthday. Your plan’s effective date will be pushed back by one month in the event that you choose to enroll after your 65th birthday. An illustration of this would be if an person waited until their 65th birthday in January to enroll, their plan wouldn’t go into effect until April. To subscribe to your Part B plan, visit your local Social Security Administration Office.
- For every 12 months that passes, while you’re not enrolled for Plan B, you will be penalized up to 10%. After you’ve enrolled for Part B, you’ll pay an additional 10% of the existing premium for Part B coverage.. For example, if your premium for the Part B coverage is $100 each month, you’ll pay a total of $110 a month, every month.
- The 1st of January is when the Part B Enrollment Period starts and it ends on March 31st. You have to enroll in this time frame to make sure you’ve got coverage for that year.
- July 1st is when your Part B coverage will start, you won’t have any Part B coverage before the seven month window comes to a conclusion.
- Your coverage starts on your Part B effective month, and you won’t need to pay for your coverage until this date.
- In case your birthday is on the first of the month, your coverage will start on the very first of the month before your birthday, otherwise your coverage begins on your 65th birth month.
- You should subscribe to a Medicare Advantage Plan or Medicare Prescription Drug Plan within three months of your Part B effective date.
- Within half a year of your Part B coverage effective date, you have to enroll to get a Medicare Supplement Plan, otherwise your program will go through medical underwriting and your medical coverage will never be regarded as a “Guaranteed Issue”
In case You Are Retiring or are Going to Lose Present Coverage:
- The fees and deadlines will apply should you not register for Part B coverage inside the very first 63 days of losing your coverage..
- Coverage supplied by COBRA isn’t adequate.
- Coverage supplied by your workplace, from a severance package of similar conditions, is considered credible coverage and you won’t need to enroll for Part B. This is a requirement that you simply register for Part B within 8 months from the date you cease working, regardless of your present coverage status.
- Union coverage or coverage given by your VA benefits can offer you double medical coverage. In such conditions, Medicare is regarded as the “first payer”
Moving to a New County or State :
After you finally move in, you have 63 days to register for your Medicare Part B plan.. You can’t be refused coverage during this 63 day window as it’s regarded as a Guaranteed Issue span. After you’ve told the Social Security Administration about your move, the 63 days starts..
Medicare Choices and Coverage Options Must Be Reviewed Annually.
- Contact Just Us Insurance now at 760-822-3385 to get your private Medicare Assessment, totally free..
We are able to review your:
- Medicare Prescriptions Drug Coverage
- Medicare Supplement Coverage
- Medicare Advantage Coverage
We Provide the Following at Just Us Insurance:
* Humana
* Blue Shield
* SCAN
* United Health Care/AARP
* Health Net
* Aetna,*Anthem
* CareFirst
Contact Just Us Insurance to get your free and private Medicare Plan Review.
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
