Free Medicare insurance consultations from Just Us Insurance for people new to Medicare or who are turning 65 years old..
Are you about to turn 65 years old?
- People have a seven month interval, called the “Initial Enrollment Period” to join Part B. To enroll for Part B, people have up to three months before or after their 65th birthday to finish Enrollment.. Your plan’s effective date will be pushed back by one month in case you choose to enroll after your 65th birthday. A good example of this would be if an person waited until their 65th birthday in January to enroll, their plan wouldn’t go into effect until April. Your local Social Security Administration Office will help you in registering for your Part B Plan..
- You may be penalized 10% for every 12 months that passes in the event that you miss enrolling for the Part B Plan through the Initial Enrollment Period. Once you have enrolled for Part B, you’ll pay an additional 10% of the present premium for Part B coverage.. You’ll continue to pay this additional 10% for the remainder of your lifetime. For instance, in case your Part B premium is $100 a month, you’ll pay $110 each month.
- The Part B enrollment period commences on the first of January and ends March 31st, should you miss this Enrollment period, you’ll need to wait until the next year.
- You aren’t covered by Part B until July 1st, for those who have enrolled for Part B in this period..
- You do not start paying for your Part B coverage until the first month it goes into effect.
- Should you choose to enroll the moment you’re allowed, your coverage begins on the month of your 65th birthday. Unless, in case your birthday is the 1st of the month, your coverage will start one month earlier..
- Medicare Advantage and Medicare Prescription Drug Plans should be enrolled for within the initial three months of your Part B coverage.
- There’s a possibility you could be refused coverage should you not register for a Medicare Supplement Plan within half a year of starting your Part B coverage. In this period however, you’ll receive coverage as a “Guaranteed Issue”
If You’re Retiring or are Going to Lose Present Coverage:
- Should you miss the accessible 63 day period to join Part B, you may need to handle the deadlines and fees listed above.
- Regrettably COBRA coverage isn’t regarded as credible.
- You need to enroll for Part B coverage inside the initial eight months which you quit working, even though your workplace has provided insurance coverage from a severance plan or similar bundle.
- Union coverage or coverage given by your VA benefits can supply you with double medical coverage. In such conditions, Medicare is regarded as the “first payer”
Are You Relocating to A Different State or Moving From A Different County?
After you finally move in, you have 63 days to register for your Medicare Part B plan.. This time frame is recognized as a “Guaranteed Issue” span and you can’t be refused coverage. After you’ve told the Social Security Administration about your move, the 63 days starts..
You must review your Medicare Choices Yearly..
- Contact Just Us Insurance now at 760-822-3385 to get your private Medicare Assessment, cost-free..
We could review your:
- Medicare Advantage Insurance
- Medicare Supplement Plan
- Medicare Prescriptions Drug Coverage
We Provide the Following at Just Us Insurance:
* Humana
* Blue Shield
* SCAN
* United Health Care/AARP
* Health Net
* Aetna
* Anthem
* CareFirst
Get Your Free Medicare Consultation, Call Just Us Insurance in the event that you wish to find out more regarding the coverage choices offered to you personally.
Just Us Insurance
877-777-7055 FREE / INSR4U.com
Just Us Insurance is located in Oceanside CA.
To assist you, our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
92058,92057,92056,92054,92052,92051,92049
92010, 92011,92008,92009,92013,92018
92083, 92084, 92085, 92081
