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Health Insurance Information

Coronavirus and COVID-19 and Caregiving for the Elderly

            The Corona Virus and the Elderly When it comes to COVID-19, older people are especially vulnerable to severe illness. Research is showing that adults 60 and older, especially those with pre-existing medical conditions, such as heart disease, lung disease, diabetes or cancer are more likely to have severe, even

A Guide to the Different Types of Health Insurance Plans

From the years 2017 to 2018, the number of uninsured people increased by almost half a million. This comes out to 27.9 million  non elderly individuals who lack health insurance in this country. Frankly, that number is far too high. One health emergency, such as a broken arm or an unexpected surgery, could send people into

The Corona Virus and You/ What Now?/ How can we help?

                  The Corona Virus and You! What Now? EVERY DAY FOR WEEKS You cannot turn on the television or listen to the radio, or engage in a conversation that doesn’t revolve almost exclusively around the novel coronavirus (COVID-19).  It is a very unsettling feeling, and quite awe-inspiring

Coronavirus (COVID-19) – What you need to know today!

Corona - Virus

Corona -Virus You’ve likely heard about the Coronavirus in the news. We know you may have questions about this, so we wanted to help answer them. First, know that the Centers for Disease Control and Prevention says that the risk in the U.S. is still low. While there’s no vaccine for the coronavirus (COVID-19), there

What is Type 2 Diabetes, and who can it affect ?

  What is Type 2 Diabetes  Type 2 diabetes can affect all people, regardless of age. Early symptoms of type 2 diabetes may be missed, so those affected may not even know they have the condition. An estimated one out of every three people within the early stages of type 2 diabetes are not aware

5 great tips for handling your stress ! Brokers – Agents in San Marcos, California

  Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is

The Dreaded “Donut Hole”

How to Try to Avoid the Donut Hole Did you or someone you know fall into the Medicare Part D “donut hole” this year?  The donut hole, or Part D coverage gap, occurs when a person reaches a certain spending limit for their medications ($3,820 in 2019), and must pay more of the costs after crossing that threshold

Discounts Many Seniors Forget to Claim

1.   Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location

Estate planning milestones for 2019

Whether you already have a will or have yet to begin creating one, it’s important to be proactive about estate planning by covering a few basics in writing. To get started, resolve to tackle the following tasks this year. Step 1: Assign a health care power of attorney.  Anyone can suddenly have an accident or

The Affordable Care Act & Medicare

The Affordable Care Act & Medicare Top 5 things to know about the health care law if you have Medicare: Your Medicare coverage is protected. Medicare isn’t part of the Health Insurance Marketplace established by the health care law, so you don’t have to replace your Medicare coverage with Marketplace coverage.  No matter how you get

FINAL DEADLINE TO SIGN UP is APRIL 15 – THROUGH a CERTIFIED AGENT

  Covered Ca. Open enrollment ends 4/15/14 if you use a certified Insurance agent. Applications received by the April 15, will be effective May 1. You could be eligible for a substantial subsidy ! Call 877-777-7055 Penalties will be assessed after May 1. If you still Need Health Insurance I represent the Covered CA health exchange as