Can I use my Medicare coverage to utilize telehealth services? If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider’s services after you pay the Part B deductible. You will have to pay
The Annual Enrollment Period (AEP) applies only to Medicare Advantage and Part-D prescription drug plans. It does not apply to Original Medicare or Medicare Supplement plans. It is the one time a year that Medicare Advantage members can enroll, disenroll, or change plans. Beginning on October 1st, each year, insurance companies release information about their
Are dentures covered by Medicare? As important as it is to understand what Medicare covers, it is equally important to understand what it does not. Original Medicare doesn’t cover most dental care, including dentures. Medicare Part A will pay for certain dental services that you get when you’re in a hospital. One of the advantages
Does Medicare pay for all surgeries? Medicare only covers medically necessary surgical procedures. Medicare defines medically necessary services as “health care services or supplies that are needed to diagnose or treat an illness, injury, condition, disease, or its symptoms – and that meet accepted standards of medicine.” Medicare further defines medically necessary services as ones
What’s the difference between Medicare and Medi-cal? Medicare is an insurance program designed to provide healthcare for people aged 65 and over and specific other disabled populations and some people with End-Stage Renal Disease regardless of your income or asset level. Medicare is a Federal program run by the Centers for Medicare and Medicaid Services
From the years 2017 to 2018, the number of uninsured people increased by almost half a million. This comes out to 27.9 million non elderly individuals who lack health insurance in this country. Frankly, that number is far too high. One health emergency, such as a broken arm or an unexpected surgery, could send people into
About 15% of the US population is over the age of 65. If you’re in this percentage or joining them soon, you need to understand your options when it comes to Medicare. While most people will have everything they need covered by a typical Medicare plan, others will need additional coverage. Fortunately, there’s an easy
The Corona Virus and You! What Now? EVERY DAY FOR WEEKS You cannot turn on the television or listen to the radio, or engage in a conversation that doesn’t revolve almost exclusively around the novel coronavirus (COVID-19). It is a very unsettling feeling, and quite awe-inspiring
Coronavirus Health Advice – James Robb, MD FCAP 3-5-20 1. If you have a runny nose and sputum, you have a common cold 2. Coronavirus pneumonia is a dry cough with no runny nose. 3. This new virus is not heat-resistant and will be killed by a temperature of just 26/27 degrees. It hates the
What is Type 2 Diabetes Type 2 diabetes can affect all people, regardless of age. Early symptoms of type 2 diabetes may be missed, so those affected may not even know they have the condition. An estimated one out of every three people within the early stages of type 2 diabetes are not aware
Though you may have a health insurance policy in place for your employees to ensure that they stay protected against possible illnesses and injuries, employees still delay medical care even when they have health insurance. The reason? High out-of-pocket expenses! Reports suggest that as compared to 1959, the average American is paying six times more
Almost 37 million Americans aged above 50 and one in every four aged above 80 develop some form of vision impairment according to the National Center for Biotechnology Information. Your chances of developing vision problems increase significantly as you age, which is why it’s important to have access
Just Turning 65? Just Moving in the area? Just New to Medicare? Just getting ready to Retire? Just Not Happy with your Current Plan? Just Confused about your Options? Just Paying too much? Just Us Insurance is Based in Sunny San Marcos, California. We are Independent Insurance Brokers and have been helping Southern Californians find
Why Is Medicare Supplement Plan F being discontinued? According to congress.gov, starting in 2020, Medicare Supplement plans that pay the Medicare Part B deductible will no longer be sold to those newly eligible. This change is part of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). If you already have Medicare Supplement Plan
Medicare Questions? Turning 65? New to Medicare? Do I Need a Drug Plan? Do I have to sign up for Part B? Confused about your Medicare Options? 5 Biggest Mistakes Medicare Beneficiaries Make Does my Medicare A&B card get mailed to me or do I have to sign up? Do I need to sign up
One of the Biggest Mistakes Made by Many Medicare Beneficiaries! Not knowing the difference between Advantage Plans & Medigap – Supplement Plans. Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans
Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is
FREE BROCHURE! “The 5 Biggest Mistakes made by Many Medicare Beneficiaries”Name* First Last Phone Number ( optional )How would you like to receive your information?* Email Mail Email* Address Street Address City State / Province / Region ZIP / Postal Code
FREE BROCHURE! “The 5 Biggest Mistakes made by Many Medicare Beneficiaries”Name* First Last Phone Number ( optional )How would you like to receive your information?* Email Mail Email* Address Street Address City State / Province / Region ZIP / Postal Code
FREE BROCHURE! “The 5 Biggest Mistakes made by Many Medicare Beneficiaries”Name* First Last Phone Number ( optional )How would you like to receive your information?* Email Mail Email* Address Street Address City State / Province / Region ZIP / Postal Code
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