The Corona Virus and the Elderly When it comes to COVID-19, older people are especially vulnerable to severe illness. Research is showing that adults 60 and older, especially those with pre-existing medical conditions, such as heart disease, lung disease, diabetes or cancer are more likely to have severe, even
Individual & Family
A Guide to the Different Types of Health Insurance Plans
From the years 2017 to 2018, the number of uninsured people increased by almost half a million. This comes out to 27.9 million non elderly individuals who lack health insurance in this country. Frankly, that number is far too high. One health emergency, such as a broken arm or an unexpected surgery, could send people into
The Corona Virus and You/ What Now?/ How can we help?
The Corona Virus and You! What Now? EVERY DAY FOR WEEKS You cannot turn on the television or listen to the radio, or engage in a conversation that doesn’t revolve almost exclusively around the novel coronavirus (COVID-19). It is a very unsettling feeling, and quite awe-inspiring
5 great tips for handling your stress ! Brokers – Agents in San Marcos, California
Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is
Skyrocketing Drug Costs – Why Drug Costs Are So Difficult To Bring Down!
Why are Drug Costs Are So Difficult To Bring Down ? AARP launched its “Stop Rx Greed ” campaign to lower drug prices. The message is that Americans are spending an excessive amount on prescription drugs, the cost of which likely topped $330 billion in 2018. By comparison, the highly lucrative NFL generated less
Changing Your Coverage: What to Know
What happens when life throws you a curve ball? Would you know what to do to keep your health insurance? Outside of the open enrollment period each fall when we’re allowed to sign up for a health insurance plan, you generally can’t buy new coverage. But there are a few exceptions. After what’s known as
Discounts Many Seniors Forget to Claim
1. Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location
Estate planning milestones for 2019
Whether you already have a will or have yet to begin creating one, it’s important to be proactive about estate planning by covering a few basics in writing. To get started, resolve to tackle the following tasks this year. Step 1: Assign a health care power of attorney. Anyone can suddenly have an accident or
LIST OF QUALIFYING EVENTS for HEALTH INSURANCE
LIST OF QUALIFYING EVENTS for HEALTH INSURANCE: 1. Change in Legal Marital Status 2. A Change in the Number of Dependents 3. A Change in Employment Status 4. A Dependent Ceasing to Satisfy Eligibility Requirements 5. A Change in Residence and Current Carrier Unavailable 6. Significant Cost or Coverage Changes 7. Family Medical Leave