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Just Us Insurance Services in San Marcos, Ca. offers Medicare Home Appointments !

    Just Us Insurance Services offers Medicare Home Appointments ! We offer Medicare appointments in  San Diego County, Riverside County, San Bernardino County, and Orange County. Give us a call (877-777-7055) to discuss your individual needs and objectives, and if we cannot take care of you over the phone, or at our home / office,

Difference between Advantage Plans & Supplement Plans ?

One of the Biggest Mistakes Made by Many Medicare Beneficiaries! Not knowing the difference between Advantage Plans & Medigap –  Supplement Plans. Medicare Advantage Plans  are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans

5 great tips for handling your stress ! Brokers – Agents in San Marcos, California

  Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is

Biggest Medicare Mistakes from Broker-Agents in Carlsbad, California

Medicare Insurance Options! FREE BROCHURE! “The 5 Biggest Mistakes made by Many Medicare Beneficiaries”Name* First Last Phone Number ( optional )How would you like to receive your information?* Email Mail Email* Address Street Address City State / Province / Region ZIP / Postal Code Turning 65? New To Medicare? Confused About your Options?

five-biggest-medicare-mistakes-broker-agents-in-Santee

FREE BROCHURE! “The 5 Biggest Mistakes made by Many Medicare Beneficiaries”Name* First Last Phone Number ( optional )How would you like to receive your information?* Email Mail Email* Address Street Address City State / Province / Region ZIP / Postal Code

Changing Your Coverage: What to Know

What happens when life throws you a curve ball? Would you know what to do to keep your health insurance? Outside of the open enrollment period each fall when we’re allowed to sign up for a health insurance plan, you generally can’t buy new coverage. But there are a few exceptions. After what’s known as

The Dreaded “Donut Hole”

How to Try to Avoid the Donut Hole Did you or someone you know fall into the Medicare Part D “donut hole” this year?  The donut hole, or Part D coverage gap, occurs when a person reaches a certain spending limit for their medications ($3,820 in 2019), and must pay more of the costs after crossing that threshold

Discounts Many Seniors Forget to Claim

1.   Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location

Don’t forget this important estate planning detail

Naming primary and contingent beneficiaries is an easy way to help ensure a smooth transfer of assets down the road. Assets with named beneficiaries skip probate, the court-supervised process of settling an estate’s debts and making distributions. This process can be cumbersome and puts private affairs in the public record, so many people plan to

Getting close to retirement?

Here are a few considerations! If you’ve been getting health-care insurance through an employer-sponsored plan, make sure you know your coverage options — and the cost — after you leave full-time work. Part-time work can affect your Social Security benefits if you start claiming them, depending on your age. You should evaluate the potential tax