It can. If you are what Social Security considers a “higher-income beneficiary,” you pay more for Medicare Part B, the health-insurance portion of Medicare. (Most enrollees don’t pay for Medicare Part A, which covers hospitalization.) Medicare premiums are based on your modified adjusted gross income, or MAGI. That’s your total adjusted gross income plus tax-exempt interest, as
Whether you already have a will or have yet to begin creating one, it’s important to be proactive about estate planning by covering a few basics in writing. To get started, resolve to tackle the following tasks this year. Step 1: Assign a health care power of attorney. Anyone can suddenly have an accident or
3 Things Medicare May Pay For What is most surprising about Medicare in today’s world is that there are actually a number of underutilized benefits that come with this health insurance coverage. Senior care can be rather complex and include medications, procedures, hospital stays and therapies, just to name a few. Yet, many worry about
Health insurance is critical throughout your life, but it’s more important than ever to have good coverage as you age. Gaps in coverage can lead to lack of medical treatment, which could impact your long-term health and well-being. However, at age 65, Americans become eligible for Medicare, a federal health insurance program that is separated
If you are not automatically enrolled in Medicare at age 65, you should be aware there are certain deadlines you’ll have to meet in order to enroll without paying a penalty. Original Medicare has two main parts. Part A provides hospital coverage and is available to everyone even if you’re still employed or have
Medicare Advantage Plans have added some attractive perks to keep you in good health and save you time. These include services such as transportation to and from doctor appointments and even free gym memberships. The health care landscape is changing in the United States. Instead of the “anything from the neck down” Medicare plans of
When you’re applying for an individual life insurance policy, you’ll usually need to complete a simple medical exam administered by a paramedical professional. Follow these steps to prepare for your exam so you can minimize your chances of inaccurate test results and set yourself up to receive a fair rate on your policy. When to
Medicare Open Enrollment October 15th through December 7th The numbers are out and the 2019 Part B premium went from $134 per month to $135.50 starting January 2019. • New to Medicare? • Turning 65? • Are you retiring soon? • Are you moving soon? • Confused about your options? Heather and Justus
Preventive Services Now Provided by Medicare From time to time, Medicare revises the list of services that they provide. Here is a current list. 1- Abdominal aortic aneurysm screening 2- Bone mass measurement 3- Cardiovascular screening 4- Colo-rectal cancer test 5- Fecal occult blood test 6- Colonoscopy 7- Barium enema 8- Diabetes tests & training
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Medicare Insurance Broker – Agent – El Cajon, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services,
Medicare Insurance Broker – Agent – Ramona, CA New to Medicare? Turning 65? Confused about your options? Just Us Insurance, We Can Help! Call Now 760-822-3385 Heather and Justus “ Jay “ Gray with Just Us Insurance have helped hundreds of Baby Boomers new to Medicare. At no cost to you for our services, We
We are Not Affiliated with or endorsed by the government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 15 Insurance carriers in 30 states with over 1000 + National plans. Please contact Medicare.gov, 1-800-Medicare or your local State Health Insurance Program to get information on all your options.
