One of the saddest things I see these days are family and friends doing a car wash to raise money for burial cost. I cannot image spending the day washing cars knowing that a friend or family member has passed and this is the only way they can be put to rest. But it is
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PUTTING THE LIFE BACK IN LIFE INSURANCE
The main reason people buy life insurance is to protect their loved ones in case of an unexpected death. But, did you know that certain types of life insurance come with something called “living benefits”? This means that while you’re still alive, you may have the ability to access the policy death benefit (the
Covered Ca has now been extended to April 30 with a NEW limited-time special-enrollment
SACRAMENTO, Calif. — Covered California is offering a special enrollment opportunity for consumers who did not know or understand there was a tax penalty for being uninsured in 2014 or who learned they may face a penalty for 2015. “For the first time, health care and taxes now are linked arm in arm,” Covered California
Ask us about : Life Insurance with Living Benefits !
Why Life Insurance with Living Benefits? Most people think life insurance just pays out at death. However, that is not how this policy works. This life insurance has “living benefits” meaning it can be used while the insured is alive! It can help provide coverage for Terminal, Critical, and Chronic Illnesses. Terminal Illness Condition Accelerated
COVERED CALIFORNIA 2015 OPEN ENROLLMENT Nov. 15 – Feb 15th
Qualify for a Subsidy? Qualify for a Special Enrollment? Need Health Insurance? WE CAN HELP!
MEDICARE OPEN ENROLLMENT………………. (OCT. 15 – DEC. 7th)
TURNING 65? NEW TO MEDICARE? CONFUSED ABOUT YOUR MEDICARE OPTIONS? WE CAN HELP!
Excuses Putting OFF Buying Life Insurance Part 5
`“Why would I want to leave money for my Wife’s boyfriend?!?How do you respond to this…..!!??……I could simply say, “What a selfish SOB you don’t care about your family at all, do you?” But a statement like that would be worse that the objection, and I would very likely lose the opportunity to gain his
Excuses Putting OFF Buying Life Insurance Part 4
“Why Should I Invest in a Personal Term Life Insurance Policy……Seems like a waste of money…..?? Bottom line is if you are the primary bread winner or the homemaker in your household……The loss of either could severely distress the financial security of your loved ones. It could severely affect: Lifestyle that your family is accustom
Excuses Putting off Buying or Reviewing Life Insurance Policies – Part 3
“But I already have life insurance!”That is great! However there are many things to consider, even if you think you are up to snuff on your current policies…..1.Do you have enough coverage? You should have 10-20 Times your gross annual income in life insurance so you are able to adequately protect your current income. If
Excuses Putting off Buying or Reviewing Life Insurance Policies. Part 2
“I Have Life Insurance Through My Work”…….. Some employers provide Life Insurance policies as part of their employee benefit package at no or little cost to the employee. This is a great benefit, if you have it however there are many things to consider if you have a Group Life Insurance Policy: You rarely
Excuses Putting off Buying or Reviewing Life Insurance Policies. Part 1
“I Already have Life Insurance Coverage” If you already have life insurance coverage, it’s important to review your policy periodically to ensure it still meets your needs, and more importantly that you are not paying too much. Certain life events, such as getting married or having a child, should prompt a review of your current
U.S. Government Rolls Back Proposed Medicare Advantage Cut
May 14, 2014 By admin Reuters) – The Obama administration on Monday rolled back some of the more controversial cuts proposed for privately managed Medicare health plans used by the elderly following pressure from insurance companies and lawmakers. The Centers for Medicare and Medicaid Services (CMS) said that on average, reimbursement for such Medicare Advantage plans in
LIST OF QUALIFYING EVENTS for HEALTH INSURANCE
LIST OF QUALIFYING EVENTS for HEALTH INSURANCE: 1. Change in Legal Marital Status 2. A Change in the Number of Dependents 3. A Change in Employment Status 4. A Dependent Ceasing to Satisfy Eligibility Requirements 5. A Change in Residence and Current Carrier Unavailable 6. Significant Cost or Coverage Changes 7. Family Medical Leave
March 15th is last day to sign up for California Health Insurance for 2014 !
2014 final deadline to sign up for Covered California and not get a tax penalty for not having Health Insurance is March 15, for an effective April 1st Effective start date. Why not use an experienced, licensed, certified agent to help you? AT NO COST TO YOU FOR MY SERVICES, I will take the time to better
Need Assistance to Enroll in COVERED CA? Help is on the way! –
Justus “Jay “Gray with Just Us Insurance is a Certified Insurance Agent with Covered Ca. (Obama care), and at no cost to you, can help you find out if you qualify for a health subsidy! I can find out exactly what your unique needs and budget are and then run quotes for you both on
Need Assistance to Enroll in COVERED CA ? Help is on the way !
Why not use an experienced, licensed, certified agent to help you find the best plan on Covered California? I can give you insight, research doctors and medications, explain plan details in simple terms, and help you understand plan subsidies. All of this at not cost to you for my services ! Call Jay – Today
Happy Holidays from all of us at Just Us Insurance
Questions about your 2014 Health Insurance?
Do you have: Questions regarding a Health Insurance cancellation letter you received? Wondering if you should accept your current companies new plan suggestions? Not sure if you qualify for a 2014 Health Exchange tax credit subsidy? I am sure you have these questions and many more ! Why not use an experienced, certified insurance agent
Justus ” Jay ” Gray with Just Us Insurance is now a Certified Insurance Agent
Justus ” Jay ” Gray with Just Us Insurance is now a Certified Insurance Agent with Covered CA, and is now ready to help you find group and individual health insurance coverage with the California Insurance Exchange, also known as Covered California. Call 877-777-7055 Just Us Insurance is located in Southern California. We proudly serve