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Life Insurance for your Children

One of the saddest things I see these days are family and friends doing a car wash to raise money for burial cost. I cannot image spending the day washing cars knowing that a friend or family member has passed and this is the only way they can be put to rest. But it is

PUTTING THE LIFE BACK IN LIFE INSURANCE

  The main reason people buy life insurance is to protect their loved ones in case of an unexpected death. But, did you know that certain types of life insurance come with something called “living benefits”? This means that while you’re still alive, you may have the ability to access the policy death benefit (the

Ask us about : Life Insurance with Living Benefits !

Why Life Insurance with Living Benefits? Most people think life insurance just pays out at death. However, that is not how this policy works. This life insurance has “living benefits” meaning it can be used while the insured is alive! It can help provide coverage for Terminal, Critical, and Chronic Illnesses. Terminal Illness Condition Accelerated

Excuses Putting OFF Buying Life Insurance Part 5

`“Why would I want to leave money for my Wife’s boyfriend?!?How do you respond to this…..!!??……I could simply say, “What a selfish SOB you don’t care about your family at all, do you?” But a statement like that would be worse that the objection, and I would very likely lose the opportunity to gain his

Excuses Putting OFF Buying Life Insurance Part 4

 “Why Should I Invest in a Personal Term Life Insurance Policy……Seems like a waste of money…..?? Bottom line is if you are the primary bread winner or the homemaker in your household……The loss of either could severely distress the financial security of your loved ones. It could severely affect: Lifestyle that your family is accustom

Excuses Putting off Buying or Reviewing Life Insurance Policies. Part 1

“I Already have Life Insurance Coverage” If you already have life insurance coverage, it’s important to review your policy periodically to ensure it still meets your needs, and more importantly that you are not paying too much. Certain life events, such as getting married or having a child, should prompt a review of your current

U.S. Government Rolls Back Proposed Medicare Advantage Cut

May 14, 2014 By admin Reuters) – The Obama administration on Monday rolled back some of the more controversial cuts proposed for privately managed Medicare health plans used by the elderly following pressure from insurance companies and lawmakers. The Centers for Medicare and Medicaid Services (CMS) said that on average, reimbursement for such Medicare Advantage plans in

LIST OF QUALIFYING EVENTS for HEALTH INSURANCE

  LIST OF QUALIFYING EVENTS for HEALTH INSURANCE: 1.      Change in Legal Marital Status 2.      A Change in the Number of Dependents 3.      A Change in Employment Status 4.      A Dependent Ceasing to Satisfy Eligibility Requirements 5.      A Change in Residence and Current Carrier Unavailable 6.      Significant Cost or Coverage Changes 7.      Family Medical Leave

FINAL DEADLINE TO SIGN UP is APRIL 15 – THROUGH a CERTIFIED AGENT

  Covered Ca. Open enrollment ends 4/15/14 if you use a certified Insurance agent. Applications received by the April 15, will be effective May 1. You could be eligible for a substantial subsidy ! Call 877-777-7055 Penalties will be assessed after May 1. If you still Need Health Insurance I represent the Covered CA health exchange as

Need Assistance to Enroll in COVERED CA ? Help is on the way !

Why not use an experienced, licensed, certified agent to help you find the best plan on Covered California? I  can give you insight, research doctors and medications, explain plan details in simple terms, and help you understand plan subsidies.  All of this at not cost to you for my services ! Call Jay – Today

Questions about your 2014 Health Insurance?

Do you have: Questions regarding a Health Insurance cancellation letter you received? Wondering if you should accept your current companies new plan suggestions? Not sure if you qualify for a 2014 Health Exchange tax credit subsidy? I am sure you have these questions and many more ! Why not use an experienced, certified insurance agent