Do I have to get a Part D Medicare Drug Plan? Murrieta / Temecula / Hemet You are required to enroll in a Part D prescription drug plan; however, you will not have coverage for most prescription drugs if you don’t. If you don’t enroll in a Part D plan when you first become Medicare
JUST US INSURANCE – MEDICARE TIP OF THE DAY – Murrieta, Temecula , Hemet 4 things to consider when comparing Medicare plans Total cost for care. It’s important to think about your total out-of-pocket costs, including deductibles, copayments, coinsurance, maximums, and drug costs, that you’ll pay with a Medicare health or drug plan. Provider choice. Some plan types have a
What are Medicare “ Star Ratings” ? Murrieta – Temecula – Hemet A 5-star rating is the best, while a 1-star rating is the worst. When you’re trying to choose a Medicare Advantage or Part D (prescription drug) plan, all the choices can be overwhelming. The star rating program was put in place
JUST US INSURANCE – MEDICARE TIP OF THE DAY Murrieta – Temecula – Hemet / According to Medicare, medically necessary services are defined as: “Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.” There are two primary ways
What does Medicare cost? Murrieta / Temecula / Hemet Heather and Jay Gray The Father Daughter Team Murrieta / Temecula / Hemet JUST US INSURANCE – MEDICARE TIP OF THE DAY For 2022 Part A Costs – $0 for most people (because they paid Medicare taxes long enough while working – generally at least 10
Heather and Jay Gray The Father Daughter Team Murrieta / Temecula / Hemet Do I have the correct Medicare Plan? Choosing the right Medicare plan for you can be intimidating, especially for those who are just turning 65 or are working past 65 ! There are many options, including Original Medicare Part A and Part
Medicare Appointment Options / Murrieta / Temecula / Hemet Heather and Jay Gray The Father Daughter Team Murrieta / Temecula / Hemet What do I do if I am confused about my Medicare options? If you are confused about your Medicare options, we suggest you choose one of our various appointment options. • Phone –
Are you covered when you travel with a Medicare Advantage Plan? JUST US INSURANCE – MEDICARE TIP OF THE DAY Heather and Jay Gray -The Father Daughter Team of Escondido, San Marcos, Vista, Ca. Are you covered when you travel with a Medicare Advantage Plan? The weekend I traveled to the Oceanside Harbor, which is
JUST US INSURANCE – MEDICARE TIP OF THE DAY – Get help with Medicare costs Heather and Jay Gray – The Father Daughter Team of San Marcos, Escondido, Vista, Ca. Last day in Cabo and Heather and I had a blast…. Here is a picture on a dinner cruise we took that included whale watching!
My name is Justus Jay Gray, president of Just Us Insurance. Well, I’ve been doing Medicare for a long time. I represent all the major plans in our area. We get paid by the insurance company, so no cost to you for our services. I can walk you right through step by step the whole
Can I use my Medicare coverage to utilize telehealth services? If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider’s services after you pay the Part B deductible. You will have to pay
Do I have to answer Medical Questions to get a Medigap Plan? When you turn 65 and sign up for Medicare Part B, you have a six-month open enrollment period for Medicare Supplements Plans. This period starts on the first day of the month of your 65th birthday. During open enrollment, you can purchase any
The Annual Enrollment Period (AEP) applies only to Medicare Advantage and Part-D prescription drug plans. It does not apply to Original Medicare or Medicare Supplement plans. It is the one time a year that Medicare Advantage members can enroll, disenroll, or change plans. Beginning on October 1st, each year, insurance companies release information about their
Are dentures covered by Medicare? As important as it is to understand what Medicare covers, it is equally important to understand what it does not. Original Medicare doesn’t cover most dental care, including dentures. Medicare Part A will pay for certain dental services that you get when you’re in a hospital. One of the advantages
Does Medicare pay for all surgeries? Medicare only covers medically necessary surgical procedures. Medicare defines medically necessary services as “health care services or supplies that are needed to diagnose or treat an illness, injury, condition, disease, or its symptoms – and that meet accepted standards of medicine.” Medicare further defines medically necessary services as ones
Is there a limit on how often I can switch Medicare plans?? There is no lifetime limit on how many times you can switch from one Medicare Advantage or Part D prescription drug plan to another. The only thing that will limit the changes you make is the time of year or qualification for a
What’s the difference between Medicare and Medi-cal? Medicare is an insurance program designed to provide healthcare for people aged 65 and over and specific other disabled populations and some people with End-Stage Renal Disease regardless of your income or asset level. Medicare is a Federal program run by the Centers for Medicare and Medicaid Services
Of the 54% of Americans who have a life insurance policy, 40% of them wish they had gotten into the game at a younger age. Are you shopping for life insurance? If you’re one of the people who waited and now feel stuck, there are a lot of options out there. Simplified life insurance companies offer fast, easy,
The federal government is set to spend $722 billion on Medicare in 2021. This program provides much-needed care to some of the most vulnerable people in our society. However, if you’re in a position to benefit from Medicare, you should know that there may be a better option. Medicare Advantage plans are private insurance products that offer
The Corona Virus and the Elderly When it comes to COVID-19, older people are especially vulnerable to severe illness. Research is showing that adults 60 and older, especially those with pre-existing medical conditions, such as heart disease, lung disease, diabetes or cancer are more likely to have severe, even
We are Not Affiliated with or endorsed by the government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 15 Insurance carriers in 30 states with over 1000 + National plans. Please contact Medicare.gov, 1-800-Medicare or your local State Health Insurance Program to get information on all your options.
