Are you covered when you travel with a Medicare Advantage Plan? JUST US INSURANCE – MEDICARE TIP OF THE DAY Heather and Jay Gray -The Father Daughter Team of Escondido, San Marcos, Vista, Ca. Are you covered when you travel with a Medicare Advantage Plan? The weekend I traveled to the Oceanside Harbor, which is
JUST US INSURANCE – MEDICARE TIP OF THE DAY – Get help with Medicare costs Heather and Jay Gray – The Father Daughter Team of San Marcos, Escondido, Vista, Ca. Last day in Cabo and Heather and I had a blast…. Here is a picture on a dinner cruise we took that included whale watching!
My name is Justus Jay Gray, president of Just Us Insurance. Well, I’ve been doing Medicare for a long time. I represent all the major plans in our area. We get paid by the insurance company, so no cost to you for our services. I can walk you right through step by step the whole
Can I use my Medicare coverage to utilize telehealth services? If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider’s services after you pay the Part B deductible. You will have to pay
Complimentary Medicare insurance consultations from Just Us Insurance for individuals who are new to Medicare or who are turning 65 years old. Have you recently turned 65? You only have a 7-month window available to sign up for Part B. This is called your “Initial Enrollment Period” (IEP). The timeframe to enroll for Part B
A Policy for Life’s Many Changes Life brings changes — like new kids, a marriage, college, you are now self employed, you are now financially supporting aging parents, or you just got a promotion ! You need life insurance that keeps up with you. As one year ends and another begins, it’s a great time
Just Us Insurance Services offers Medicare Home Appointments ! We offer Medicare appointments in San Diego County, Riverside County, San Bernardino County, and Orange County. Give us a call (877-777-7055) to discuss your individual needs and objectives, and if we cannot take care of you over the phone, or at our home / office,
Why Is Medicare Supplement Plan F being discontinued? According to congress.gov, starting in 2020, Medicare Supplement plans that pay the Medicare Part B deductible will no longer be sold to those newly eligible. This change is part of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). If you already have Medicare Supplement Plan
Medicare Questions? Turning 65? New to Medicare? Do I Need a Drug Plan? Do I have to sign up for Part B? Confused about your Medicare Options? 5 Biggest Mistakes Medicare Beneficiaries Make Does my Medicare A&B card get mailed to me or do I have to sign up? Do I need to sign up
One of the Biggest Mistakes Made by Many Medicare Beneficiaries! Not knowing the difference between Advantage Plans & Medigap – Supplement Plans. Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans
Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is
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Why are Drug Costs Are So Difficult To Bring Down ? AARP launched its “Stop Rx Greed ” campaign to lower drug prices. The message is that Americans are spending an excessive amount on prescription drugs, the cost of which likely topped $330 billion in 2018. By comparison, the highly lucrative NFL generated less
What happens when life throws you a curve ball? Would you know what to do to keep your health insurance? Outside of the open enrollment period each fall when we’re allowed to sign up for a health insurance plan, you generally can’t buy new coverage. But there are a few exceptions. After what’s known as
How to Try to Avoid the Donut Hole Did you or someone you know fall into the Medicare Part D “donut hole” this year? The donut hole, or Part D coverage gap, occurs when a person reaches a certain spending limit for their medications ($3,820 in 2019), and must pay more of the costs after crossing that threshold
1. Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location
Naming primary and contingent beneficiaries is an easy way to help ensure a smooth transfer of assets down the road. Assets with named beneficiaries skip probate, the court-supervised process of settling an estate’s debts and making distributions. This process can be cumbersome and puts private affairs in the public record, so many people plan to
Here are a few considerations! If you’ve been getting health-care insurance through an employer-sponsored plan, make sure you know your coverage options — and the cost — after you leave full-time work. Part-time work can affect your Social Security benefits if you start claiming them, depending on your age. You should evaluate the potential tax
It can. If you are what Social Security considers a “higher-income beneficiary,” you pay more for Medicare Part B, the health-insurance portion of Medicare. (Most enrollees don’t pay for Medicare Part A, which covers hospitalization.) Medicare premiums are based on your modified adjusted gross income, or MAGI. That’s your total adjusted gross income plus tax-exempt interest, as
We are Not Affiliated with or endorsed by the government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 15 Insurance carriers in 30 states with over 1000 + National plans. Please contact Medicare.gov, 1-800-Medicare or your local State Health Insurance Program to get information on all your options.
